Auto Loan Rates

Rates as of 01/02/2024. Rates subject to change without notice.

融资金额:一些申请人可能需要首付款.

仅限标准乘用车，不包括商用车辆或出租车辆. No Lemon Law buybacks or grey/salvage titles. 供商业使用或供赔偿旅客使用的车辆, 包括但不限于用作出租车或拼车的车辆, are not eligible. Other restrictions apply.

¹APR = Annual Percentage Rate. 截至2024年2月1日的年利率是我们的最佳利率，根据信用记录可能会更高. Rates subject to change without notice. All loan subject to approval.

²90-day deferred payment option for qualified borrowers. 财务费用立即开始累积，并在贷款期间偿还. 因此，如果付款开始得更早，你可能会为贷款支付更高的总财务费用. Restrictions apply.

³Subject to credit and collateral approval. 广告价格是我们最低的年度百分比利率(APR)，于2024年2月1日生效，并包括使用TrueCar提供的加州海岸汽车购买服务的折扣 http://calcoastcu.truecar.com 或新汽车公司，我们的个性化礼宾购车服务(calcoastcu).truecar.com or NCI). Rates are subject to change without notice. Vehicle loan rates with the calcoastcu.truecar.com/NCI discount currently as low as 4.78%年利率，取决于信用记录，贷款期限和车辆型号年. 同样低的税率适用于2022年及以后的车型. A 29 month loan with a 4.78% fixed APR would have monthly payments of $36.59 per $1000 borrowed. If you use calcoastcu.truecar.com/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. 要获得折扣优惠，您必须使用加州海岸汽车购买服务网站 http://calcoastcu.truecar.com 或New Cars Inc .，并从您的报价证书(Cal Coast TrueCar Savings Certificate)上列出的认证经销商处购买车辆，或从New Cars Inc .购买车辆. 并向加州海岸信用社提供购买资金. 加州海岸TrueCar储蓄证明必须在购买之前生成，并且在您的贷款获得资助之前不超过90天. 您的贷款最初将在没有利率折扣的情况下设立. 在您的贷款协议签署后，您的车辆购买完成, 我们将确认您有资格获得折扣，并在贷款生效日期将折扣应用于您的贷款. Discount for all year models is 0.贷款期限不超过5年半(66个月)的获批利率可减免50%. Discount for all year models is 0.贷款期限为六十七个月或以上者，可获核准利率优惠25%. 折扣价格适用于购买，但不适用于再融资和租赁买断. 折扣不能与任何其他折扣计划或类型合并使用. 请允许10至15个工作日后的资金处理您的购买和贷款折扣.

年利率(APR)列出的是我们的最佳利率，根据信用记录可能会更高. All loans subject to approval. Restrictions apply.

Model Years 2022 or Newer

For 29 months at 5.28% APR estimated monthly payment is $36.81 per $1,000 borrowed. For 3 years (36 months) at 6.28% APR estimated monthly payment is $30.56 per $1,000 borrowed. For 4 years (48 months) at 6.28% APR estimated monthly payment is $23.62 per $1,000 borrowed. For 5 1/2 years (66 months) at 6.38% APR estimated monthly payment is $18.01 per $1,000 borrowed. For 6 years and 3 months (75 months) at 6.48% APR estimated monthly payment is $16.26 per $1,000 borrowed. For 7 years (84 months) at 7.58% APR estimated monthly payment is $15.39 per $1,000 borrowed.

最长期限:适用于所有2022年或更新车型，最长5年半(66个月). 贷款期限为6年3个月(75个月)，最低贷款金额为12,000元. 贷款期限为7年(84个月)，贷款额为25,000元或以上.

Model Years 2017 - 2021

For 29 months at 6.28% APR estimated monthly payment is $37.26 per $1,000 borrowed. For 3 years (36 months) at 7.28% APR estimated monthly payment is $31.01 per $1,000 borrowed. For 4 years (48 months) at 7.28% APR estimated monthly payment is $24.09 per $1,000 borrowed. For 5 1/2 years (66 months) at 7.38% APR estimated monthly payment is $18.49 per $1,000 borrowed. For 6 years and 3 months (75 months) at 7.48% APR estimated monthly payment is $16.74 per $1,000 borrowed.

最长期限:适用于所有2017 - 2021年车型，最长5年半(66个月). 贷款期限为6年3个月(75个月)，最低贷款金额为12,000元.

车型年2016或以上，经典/异国情调/特种车辆 

For 3 years (36 months) at 8.78% APR estimated monthly payment is $31.71 per $1,000 borrowed. For 4 years (48 months) at 8.78% APR estimated monthly payment is $24.79 per $1,000 borrowed. For 5 1/2 years (66 months) at 8.88% APR estimated monthly payment is $19.21 per $1,000 borrowed. For 6 years and 3 months (75 months) at 8.98% APR estimated monthly payment is $17.48 per $1,000 borrowed.

Maximum Term: Offer good for all model years 2016 and older, 或经典/异国情调/特种车辆长达5年半(66个月). 贷款期限为6年3个月(75个月)，最低贷款金额为12,000元.

Classic/Exotic/Specialty Vehicles List

下面列出的车辆被认为是经典，异国情调和/或特种车辆. 此列表并不全面，如有更改恕不另行通知.

• Aston Martin
• Austin Healey
• Avanti
• Bertone
• Bentley
• Consulier
• Daimler
• Delorean
• Ferrari
• Fisker
• Lamborghini
• Lotus
• McLaren
• Merkur
• MG 
• Pininfarina
• Rolls-Royce
• Triumph
• Zenn
• Other Specialty Vehicles